Category: Finances

January 5th, 2017 by divider


For courses in Personal Finance.


A Hands-On Approach to Financial Planning

The main feature of Personal Finance is its hands-on approach keyed to the concepts readers need to build their own financial plans. The text’s seven parts are all pieces of a financial plan; Chapter 21 is the capstone. A running example throughout the book and a variety of end-of-chapter cases reinforce the practical aspects of planning.


The Sixth Edition is fully updated with recent financial trends, such as lower interest rates, changing salaries, and rules for credit card use. With case studies and workable examples throughout, this book is an active tool readers can use to become comfortable managing their finances into the future.


Also Available with MyFinanceLab

MyFinanceLab is an online homework, tutorial, and assessment program designed to work with this text to engage students and improve results. Within its structured environment, students practice what they learn, test their understanding, and pursue a personalized study plan that helps them better absorb course material and understand difficult concepts.


NOTE: You are purchasing a standalone product; MyFinanceLab does not come packaged with this content. If you would like to purchase both the physical text and MyFinanceLab search for:


0134408373 / 9780134408378 Personal Finance Plus MyFinanceLab with Pearson eText — Access Card Package


Package consists of:

  • 0134082567 / 9780134082561 Personal Finance
  • 0134082990 / 9780134082998 MyFinanceLab with Pearson eText — Access Card — for Personal Finance


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January 5th, 2017 by divider

Startup Essentials

About the Book

It can be stressful to think about starting a business. There is so much that goes into it and finding a place to start can be very overwhelming. This simple guide goes through all the components you will need to know to start any business (online, retail, small business, home-based). It was written by someone who was in your exact same position, only a couple of years ago. It breaks down difficult concepts into simple, actionable steps that you can apply today. It also provides credible links to free resources for additional information, webinars, and templates needed to start a business (not affiliated with author or book).

Who Will Benefit from this Book?

Anyone who: has dreams of owning a business but feels overwhelmed at the thought of starting one, who has an idea and wants to know the steps to turn it into a profitable business, who wants an exact breakdown of the steps needed to start a business. This book is intended for those without extensive business knowledge. It is meant for the lay person who wants to start a business but does not know how.

What You Will Learn

You will learn: 1.) How to develop a profitable idea 2.) Reality of starting a business today 3.) Steps and resources to research business ideas and competition 4.) Business structures and which structure is right for you 5.) How to work with lawyers, accountants, employees and other professionals 6.) Simple tax breakdown 7.) Steps to financial planning 8.) Options to fund your business 9.) The right way to market and brand your business 10.) A simple guide to create a business plan.

How This Book is Different

  • Uses simple, concrete language and examples to break down hard concepts
  • Gives an overview of all types of businesses and helps you figure out the right fit
  • Gives reader actionable steps to succeed instead of simply reciting facts

Table of Contents

  • Chapter 1: Developing Your Million Dollar Idea
  • Chapter 2: Business Myths De-Bunked
  • Chapter 3: Market Research and Competitive Analysis: Who, What, When, Where, How?
  • Chapter 4: There’s More Than One Way to Start a Business-What Right for YOU?
  • Chapter 5: Nuts and Bolts of Business Structures
  • Chapter 6: Professional Help — Lawyers, Accountants, Employees, Oh My!
  • Chapter 7: Paying Uncle Sam
  • Chapter 8: Get Your Money Right — Funding and Finances
  • Chapter 9: Profits and Pricing
  • Chapter 10: If You Build It They Will Come (Or They Won’t) — Marketing Your Business
  • Chapter 11: Why Branding is Much More Than Your Logo
  • Chapter 12: Business Plans Made Simple Conclusion

Download Your Copy Today and Good Luck!

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January 5th, 2017 by divider


NOTE:This is a standalone book.

Focus on Personal Finance is a brief, 14-chapter book, covering the critical topics in Personal Finance courses. This 4-color, paperback text is designed and written to appeal to a range of ages, life situations, and levels of financial literacy.

A unique aspect of this text is its active approach. This text will not only get your students thinking about their current situation and financial goals, but also encourage them to put these in writing to use as a guide and revise over the course of their lives. The more a student involves themselves in the assessments, exercises and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom.

Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind with regard to their decisions. The ultimate goal of Focus on Personal Finance is to get students to this point as a first step to achieving the many financial goals they have set for themselves.

Used Book in Good Condition

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January 5th, 2017 by divider

From Wall Street Frontline to the Conscious Capitalism Movement; how to Get Your Startup off The Ground And have a positive Impact on Society?  Where to Find Investors? How to Gain that Crucial Early Traction? How to Raise Capital through both Traditional and New Ways of Financing?

There has never been a better time to be an entrepreneur because technology changed the game for startups and access to capital is easier than ever with more financing options available.

However taking-off and financing your venture can be like navigating a war zone and entrepreneurs need every weapon in their arsenal to win.

Beyond Growth Hacking, Lean and Scalability Strategies; it boils down to fundamentals. To be successful requires aligning your mind, your body, and your spirit to deal with the global reality and beat the odds. It’s all about fundamentals such as Character, Confidence, Authenticity, and Humility.                                                                                    

Whether you are starting your first company or are a lifelong entrepreneur, this book will provide you with the tools and resources you need:

*    Key Steps to Start Your Business

*    Build Your Story, Company and Personal Brand

*    Strategies to Acquire New Clients and Retain Them

*    Create a Business Plan That Will Get You Investors

*    Locate Investors Online and Offline, in the US and Overseas

*    Understand the Legal Process and the Documents Needed to Raise Capital

*    Write a Killer Pitch, and Close Your Deal

*    Expand Your Business into Global Markets

*    Navigate the New World Order of Finance                                                                           

After fourteen years in the investment industry, Alaoui explains that this process requires discipline, skills, mental toughness, and the understanding that failure is not fatal; it is a learning curve.

From Crowdfunding to current events to Pitching Investors, author Sam Alaoui leaves no stone of capital fundraising unturned.

Go for your Dream, Don’t Wait! Get the book! Jump-start your path to success today!

Additional up-to-date information and offers are available at  

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January 5th, 2017 by divider

On November 8th, 2016, America was diagnosed with anxiety, and uncertainty about the future has taken us hostage.

We may be entering an unprecedented time in our history, but if we can learn to respect personal security, there should be nothing to fear. Amidst the confusion of where we may be headed, we still know two things for certain: how much money we make, and how much money we spend.

Moving forward, it is imperative that our schools start teaching Personal Finance.

Unfortunately, I learned money management the hard way. At 19, I was completely broke, cut off financially, and facing a mountain of bills to pay — all before I could legally drink. My encounter with the reality of homelessness scared me straight, but it took dedication to Personal Finance to right my wrongs.

Failure is the best teacher, and I would rather have my faults and insecurities published than watch anyone else ride the slippery slope to rock bottom. In THE PERSONAL FINANCE LESSON YOUR SCHOOL FORGOT TO TEACH YOU, you will finally learn how to be frugal, build a budget, save properly, and avoid society’s debt traps.

You may be doubtful that a frat boy from Arizona State knows enough about personal finance to lend a helping hand, but my mistakes can help you avoid the same pitfalls I fell into with money. You should get upset at how simple personal finance actually is. You should be ignited with passion to prove everyone else wrong, and triumph against those who doubt your potential.

It only takes an elementary level of math to start investing in your future. The only other pre-requisites to this course are an unquenchable thirst to improve upon yourself, and the balls to stand up for what you believe in.

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January 4th, 2017 by divider

Download FREE with your Kindle Unlimited membership!

Would it surprise you to discover your brain is making you broke? That the foundation of every wealthy person alive started with something as simple as the right mindset.

Millionaire Mindset

Now I am not going to B.S. you and say that skills and knowledge don’t count along with taking consistent action but your mindset is the one thing that makes or breaks your success.

This explains why two people can win the same amount of money in a lottery and one ends up being broke while one never “works” again. Research from the National Endowment for Financial Education estimates that 70 percent of people who had unexpectedly come into large sums of money ended up broke within seven years.

Why would people squander such an opportunity?

Rich Mind = Big Money

People who are rich do not think poor. The people who lost all that lottery money just didn’t have the mindset to handle it. They most likely spent it on frivolous things because their mind told them they couldn’t have money – they’re poor.

Rich people go broke being they take risks but many of them just rebuild their fortune all over again. Donald Trump is a classic case of a rich mindset. He has been broke more than once and yet rebuilt his fortune each time. You might be thinking it is because of his contacts, knowledge and money management skills and you are right to a point.

There are people in the world smarter and more skilled than he is and yet they will never achieve the level of wealth they desire because their minds will not allow it. Donald has a mindset that will not allow him to be anything but wealthy, poor isn’t an option for him. 

Clarity Is Power

Tony Robbins states that clarity is power. What does that mean? It means that you will never achieve what you believe you desire without getting clear on exactly what you want. Just thinking you want to be wealthy is not enough. What exactly do you want to do to become wealthy? What does wealthy even mean to you?

Are you willing to do it?

Setting goals is the number one way to get what you want in life. They force you to define the actions you need to take in order to achieve the goals you set. Personally I was lost for years thinking I wanted one thing only to discover I was failing because I had set the wrong goals. They were based on what I thought I needed to do to become wealthy. Not what I was willing to do.

Once you discover what you are not willing to do, you can create the path you are passionate about taking to find wealth. You do not need to be Bill Gates, Tony Robbins or Donald to be rich. There are very rich people out there that you will never hear about because they didn’t want to be publicly known, but they did want to be wealthy.

Action Takers Are Money Makers

After you finish reading this book you will have a choice to make. Do you think to yourself “I don’t know if I can do what he suggests” or “How can I implement these steps right away?” If you pick the first one chances are you are not ready to be rich just yet.

If you take action immediately, you stand a much greater chance of succeeding. Any time you gain newfound knowledge you have to take action on it. In the beginning, I read dozens of books only to think “this book wasn’t for me” and so I continued to struggle financially because I never took action.

Rich people go to bed thinking about how they are going to make more money the next day and when they wake up they take action. They are excited to live life not because they have the right mindset to live a wealthy life.

Take action and scroll up and hit the buy button today!

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January 4th, 2017 by divider


Foundations in Personal Finance. College Edition. This 5 chapter student guide is short on theory and long on practical application. The principals taught in these lessons will challenge your view of money and give you tools needed to graduate with a solid financial foundation.Used Book in Good Condition

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January 4th, 2017 by divider


Is it possible to raise financially responsible kids of any age in a society filled with consumerism and entitlement?

New York Times best-selling authors Steve and Annette Economides raised their five kids while spending 77 percent less than the USDA predicted. And the money they did spend was also used to train their children to become financially independent. The MoneySmart Family System will show you how to teach your children to manage money and have a good attitude while they’re learning to earn, budget, and spend wisely.

Learn how to:

  • Get the kids out the door for school with less stress.
  • End the battle over clothing―forever
  • Teach your children to be grateful and generous.
  • Inspire your kids to help with chores as a member of a winning team.
  • Prepare your kids for their first paying job.
  • Help your kids pay for their own auto insurance, and even pay cash for their own cars.
  • Employ strategies for debt-free college educations.
  • Truly help your adult children when they want to move back home.
  • Be prepared to deal with your adult children when they ask for bailouts.

With clear steps for children of every age, The MoneySmart Family System proves that it’s never too early, too late, or too hard to start learning financial responsibility.

“Every parent or parent-to-be should read this book!” ―Dr. Laura Schlessinger

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January 3rd, 2017 by divider


Klein, Coffee, and Partnoy’s Business Organization and Finance, Legal and Economic Principles, 11th explains the basic economic elements and legal principles of business organization and finance. It is the best additional resource to assign to students for background. It distills in a straightforward and accessible way the essential elements of these often complex topics and explains the basic economic elements and legal principles of business organization and finance with concise, conceptual overviews. It contains a detailed introduction outlining the essential functions of corporate law. It contains an invaluable new section covering recent developments in financial markets, the financial crisis, the role of derivatives and financial complexity in the modern corporation to give students background on modern financial issues.

An authoritative introduction to the law, the Foundation Press Concepts and Insights Series offers law students concise, conceptual overviews of important areas of law, as written by leading scholars. Students reap the benefit of the authors’ expert opinions, insight, and experience, with illustrative case studies, case notes, and examples. The paperback texts also contain thought-provoking questions designed to generate classroom discussion and hone students’ legal reasoning.

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January 3rd, 2017 by divider

WARNING: Your Life Needs To Change…

Whether you know it or not, your life is subpar.

I don’t say that to point fingers or anything.

But it’s true.

Your life is not nearly as great and happy as it could be. As it should be.

Don’t believe me?

How many days do you come home from work, completely beat and feeling like crap?

How many days are you too tired to play with your kids and create memories that are actually worth something?

How often do you feel like you’re just wasting your time, and not accomplishing anything worthwhile?

If you’re like most people the answer to all of those questions is: too often.

But I’m Here To Help You Make The Changes You Need!

You see, I used to be exactly where you are now.

Each day seemed like a dreary, worthless…nightmare.

I was never happy, didn’t exercise anymore, barely got anything done, and was a complete wreck.

But then one day everything changed…

See, one day I discovered something that completely changed everything, and allowed me to do things I had never thought possible before.

With one simple technique I was able to:

  • Double and sometimes TRIPLE productivity.
  • Relieve the mountain of stress on my shoulders.
  • Pack on some much needed muscle.
  • Feel great 24/7.
  • Sharpen my talents. (And learn new ones.)
  • And much, MUCH more.

And the best part?


How is this possible, you ask?


The 7 Minute Superhuman Method

If your life is lacking, (which, to be blunt, it undoubtedly is) then the 7 Minute Superhuman technique could be the ONE thing you’re looking for to turn your world right side up.

The 7 Minute method incorporates the use of snazzy little 7 minute routines that help motivate you, prepare you, inspire you, and destine you for success!

That may seem over-simplistic — but that’s the point!

Most self-help books and courses teach you how to use long elaborate techniques and programs to supposedly change your life.

The problem?

They’re too complex, so you get bummed out and quit.

And never make any lasting improvements in your life.

7 Minute Superhuman will change that.

While simple enough that a child could use them, the techniques in this book will change your life dramatically and help you break out of the “dreardom” that is your current lifestyle.

If you want to break away from unhappiness and become FREE — NOW is your chance!

This book contains the simple and easy to implement techniques and methods that you need to change your life.

All you have to do is buy the book, read through it one time, apply what you learn, and then reap the rewards for years to come.


It’s that simple.

If You Want To Change Your Life For Good, This Is The Chance You’ve Been Waiting For

All your problems…SOLVED

All your worries…OBLITERATED

All your pains…ELIMINATED

And a new, healthy, happy, productive, joyful YOU.

The above scenario is extremely possible with 7 Minute Superhuman!

If the idea of becoming superhumanly productive, healthy, and joyful appeals to you at all — pick up this book right now.


Don’t Hesitate!

DOWNLOAD This Book Now And Put All Your Worries Behind You.

You WON’T Regret It. 😉

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